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Loïc Le Foll (AG2R LA MONDIALE Epargne Patrimoniale): A leader in wealth insurance in Europe

Loïc Le Foll, member of AG2R La Mondiale Group executive committee and managing director of La Mondiale Europartner, shares his vision to establish AG2R La Mondiale Epargne Patrimoniale as a phygital wealth management platform of reference in Europe.

Why is the creation of a single European market essential for wealth insurance?

For several years, the European community has been working on regulations to establish a single market for asset management. These regulations, applied uniformly through frameworks like SFDR, PRIIPs, and DORA, or incorporated into national laws such as IDD, help to minimize regulatory disparities between countries while promoting transparency and healthy competition among market participants.

How is digitalization reshaping the world of wealth management?

Digitization frees up the time of wealth management professionals, enabling them to focus on higher-value tasks to the benefit of end clients. In our case, this means we can continue to develop the quality of the collaborationwith our partners. Indeed, by knowing them better, we better understand their need and can therefore provide them with a more effective support. Additionally, digitization supports innovation and the creation of new products, enabling us for example to expand more easily into new markets and embrace faster new modes of distribution.

What are the specific strengths of AG2R LA MONDIALE Epargne Patrimoniale?

Through our two entities, La Mondiale Europartner in Luxembourg and La Mondiale Partenaire in France, we provide a comprehensive and innovative range of products and services, continuously refined to meet the evolving needs of our distribution partners and their clients. Our international expertise allows us to adapt to regional, regulatory, and cultural specificities. Additionally, in an ever-changing world, our Group’s mutual governance is a guarantee of stability and independence for both our partners and their clients.

Our commitment to partner satisfaction and the quality of our service is at the heart of our DNA and we federate French and Luxembourg expertise to deliver a coordinated offering. As part of a Group that has made wealth insurance a strategic objective, we invest in the enhancement of digital tools to improve service for both clients and partners. AG2R LA MONDIALE is also a leader in ESG and green savings in France, highlighting our commitment to sustainable and responsible practices. With increasingly harmonized European regulations, advanced digitalization, and culture of people and customer satisfaction, AG2R LA MONDIALE Epargne Patrimoniale is well-positioned to become a leading phygital wealth insurance platform in Europe.

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